Honchar Auto

Financing built around how contractors actually get paid

Bank underwriters see a dump truck and get nervous. Our lenders don't — they finance work trucks all day. Seasonal cash flow, one-truck LLCs, and credit that took a hit in a slow winter are all things we can work with.

Same-day decisions

Most applications come back within a few hours during business days.

Terms to 84 months

Stretch the payment across the life of the truck instead of one hard season.

New business OK

Under two years in business? We have lenders who specialize in exactly that.

Estimate your payment

Put in a price and adjust the numbers to see the monthly.

Estimated monthly payment

$248/mo

$11,970 financed over 60 months

Loan term

Estimate only. Excludes tax, tag, title, and fees. Your actual rate depends on credit, business history, and lender approval.

Start a pre-approval

No hard credit pull to get started — we'll reach out to collect the rest.

By submitting you agree to be contacted about this vehicle. We never sell your information.

What to have ready

  • Driver's license and CDL (if applicable)
  • Business name, EIN, and years in operation
  • Three months of business bank statements
  • Proof of commercial insurance
Browse what you can finance

All financing is subject to lender approval. Rates, terms, and payment estimates shown on this site are illustrations only and do not constitute an offer of credit. Actual terms depend on credit history, business financials, down payment, and the vehicle financed.